There’s a great difference between a business day and a working day. A business day refers to a working day whereby normal business operations are performed. Typically, the definition of business days varies by region, and in many regions across the globe, Saturday isn’t one of the official business days.
On business days, official business such as official meetings, banking, and correspondence is performed. A working day is simply when the work is being done. You can willingly conduct official business duties on working days, but this isn’t an accepted standard.
Typically, business days are weekdays (Monday-Friday) from 9-5 pm local time. This excludes public holidays and weekends. In most places, weekdays are considered working days, but you can continue with your work on the weekends (Saturday & Sunday). However, that isn’t the case for a business day since you must conduct your business duties from Monday-Friday.
Is Saturday Considered a Business Day?
Since Saturday isn’t a working day in many countries, it’s not a day when formal business activities are carried out. Typically, official business days in many countries start from Monday to Friday, excluding legal holidays and weekends. For this reason, Saturday isn’t considered a working day.
Monday to Friday, official business activities are open from 9 to 5 pm, except for holidays. The banking industry’s effect on the economy is one of the reasons why Saturday isn’t a regular workday.
For instance, the federal reserve bank of New York doesn’t open on Saturdays. This leads to financial institutions being unable to carry out any activities or transactions with the Federal Reserve because of the shutdown.
This impacts the bank’s ability to process transactions in its system. Since banks can’t conduct their major complex transactions with federal reserves on Saturdays, Saturday is considered a non-business day.
Some organizations implement a Saturday working day. In such cases, Saturday might be a business day. However, that doesn’t apply in well-established sectors such as banking, which are extremely regulated.
Businesses operating under the 24/7 format have their workers working on weekends. The extra days are referred to as working days. Usually, most duties performed include minor transactions, inquiries, and customer support.
The Difference Between a Business Day and a Working Day
When banks, companies, government institutions, and other essential agencies are open for business as required by law. On business days, all economy’s or country’s major economic activities are conducted as planned.
On the other hand, a working day is when work is done. But because a working day is observed doesn’t imply that the day on which the work is done is a business day.
While Saturday might be recognized as a working day, it isn’t considered an official business day in most jurisdictions. During legal holidays people can expect to do their regular work, but the day doesn’t count as a business day for the organization.
Let’s put it simply, a business day is unavoidably a working day, while a working day isn’t unavoidably a business day.
Common Business Hours
Even though a business can choose its operating hours, the majority operate within similar times to match the common business hours.
Business hours correspond with business days, which tend to run Monday through Friday. Business hours run from 9 am to 5 pm in the US and many other regions. Businesses and stores might open earlier and close later if they want.
Business Days: FAQs
1. Is Saturday a business day for banks?
Even though banks operate on weekdays, they close on holidays such as Thanksgiving, Labor Day, and Christmas. Some banks operate on Saturdays for restricted hours. So, Saturday can be considered a business day for banks. During working days, the business opens between 8-9 am and closes between 4-6 pm. During Saturdays. They open later and close earlier, typically from 9 am to 2 pm.
2. Is Saturday a business day for USPS?
USPS doesn’t consider Saturday as a business day but a working day. Even though the USPS offices aren’t open for normal business hours on weekends, mail carriers perform their normal duties.
They offer many of their common shipping services on Saturdays and also deliver packages and documents. There are no additional charges required for USPS services on Saturday. Some USPS shipping services are available on Saturday. They include:
- USPS retail ground
- First class mail
- First class package
- Priority mail express
On the services, priority mail express and priority mail products are delivered on Saturday. Nevertheless, the delivery of first-class mail and media mail items is not specific. All deliveries must be made by 5.00 pm local time Monday-Saturday. Nevertheless, some factors like weather and higher demands on holidays might delay your mail delivery.
3. Is Saturday a business day for FedEx?
FedEx offers weekend delivery services. FedEx’s weekend delivery solutions cater to the high demand of online shoppers seeking instant delivery. Nevertheless, the costs and timing of weekend deliveries vary between the courier’s different services. Walmart and Amazon compete with courier firms by providing next-day and one-day shipping. So, Saturday is a business day for FedEx.
4. Is Saturday a business day for Bank of America?
Many Banks of America branches operate six days a week, Monday-Saturday. Most of these branches are open on Saturdays, but not all. Check out your local branch online or call them to find out. However, remember that the ATMs are open 24 hours, and you can conduct your banking task at the ATM like you can in the branch.
5. Is Saturday a Business Day for the Navy Federal?
A business day is Monday to Friday, excluding federal holidays. That means Saturday isn’t considered a business day for the Navy Federal. So, all deposits made on federal holidays and weekends are considered received on the next official business day. Also, the navy federal has the right to modify deposit limits on the number of deposits or amounts you transact using the service.
6. Is Saturday considered a business day for shipping?
Saturday isn’t recognized as a business day for shipping, and most shipping companies don’t process, ship, or deliver on Saturdays.
Some companies might provide Saturday delivery at an extra cost. For instance, UPS provides Saturday delivery for documents and time-sensitive packages. Post offices don’t work on Saturdays, but the mail carriers might consider Saturday a working day.
Not all companies consider Saturday as a working day and might not count it when approximating shipping duration. Some online businesses won’t ship on Saturday but will wait for the business day to process and ship your orders.
7. Is Saturday a business day for a post office?
Many post offices are open on Saturday, even though not all of them, so you must check out first. On Saturdays, USPS delivers priority mail express and priority mail items. Standard post, first class, and media mail delivery aren’t specified.
Typically, post offices are open on Saturdays from 9 am-4 am. However, some post offices have restricted working hours on Saturdays. Make sure you check out the local post office’s operating hours beforehand.
8. Is Saturday a business day for amazon?
Saturday is a business day for amazon as the offices remain open from 9.00 am to 8.00 pm. That means you can expect your item to be delivered at any time from 9 am to 8 pm. Deliveries start at 6 am and 10 pm local time. To avoid disturbance, the drivers will knock on the door or directly call you for delivery between 8 am to 8 pm local time.
9. Is Saturday a business day for ups pick up?
The majority of express services are daily services. If they don’t meet the specified delivery time, they will need a refund. Additionally, the fleet of vans that circulate on Saturdays might not be ready for early Saturday deliveries for a working day. However, some carrier companies offer Saturday ground deliveries with scheduled Saturday pick up.
10. Is Saturday a Business Day: Conclusion
When planning to take advantage of some services, go shopping, or even wait for the mail, you might need to make plans around the company’s hours. That implies knowing the business days of the company. Generally, most businesses operate from Monday through Friday. Some might open on Saturdays, but Saturday isn’t considered a business day.